Discover expert real estate and mortgage services in Santa Ynez Valley. Over 30 years of experience with custom financing solutions for buying, selling, and renovating.
Cris Lapp, Homes & Mortgages: Your One-Stop Real Estate Expert (Est. 1989)
Real Estate Expert & Mortgage Expert
Black Oak Homes & Mortgages, founded in 1989, simplifies your Santa Ynez Valley and Santa Barbara real estate experience. We offer a unique, integrated approach combining expert real estate and mortgage services under one roof. This saves you time, money, and hassle by streamlining the entire process.
Beyond Transactions: Building Trust & Achieving Your Goals
Cris Lapp, known for his tenacity and commitment to client privacy, goes beyond simply closing deals. Black Oak Homes & Mortgages prioritizes building trust and achieving your real estate goals.
Our Comprehensive Services:
- Home Buying & Selling: Navigate the Santa Ynez Valley market with confidence.
- Mortgages & Refinancing: Secure the best financing options for your needs.
- Construction & Renovation Financing: Turn your dream home into reality.
- Second Mortgages & ADU Financing: Unlock the potential of your property.
- Land & Ranch Financing: Invest in Santa Ynez Valley's unique landscape.
Experience the Black Oak Difference:
- Privacy-focused approach: Your financial information is safe with us.
- Speed & Efficiency: Get things done quickly and seamlessly.
- Cost-effective solutions: Save money with our integrated services.
Have Questions? We're Here to Help!
Black Oak Homes & Mortgages is your trusted partner for all things real estate in the Santa Ynez Valley and all of Santa Barbara. Contact us today for a free consultation and discover how we can simplify your real estate journey. #HomeBuyingMadeEasy #AIinRealEstate #HappyClients
https://mortgagematchup.com/Profile/CristopherLapp48263?addressOrder=0&page=1
Client Testimonials
Get Your Free Home Valuation Today!
We turn your real estate dreams into reality in the stunning regions of Santa Ynez, Los Olivos, and Santa Barbara County.
🏡 Why Choose Us?
Leveraging the power of cutting-edge AI technology, we provide unparalleled insights to help you navigate the real estate and mortgage landscape with confidence. Our team is known for its relentless dedication, ensuring your privacy is respected and your satisfaction endures long after the deal is closed.
Here’s What We Offer:
- AI-Driven Real Estate Solutions: Get personalized property recommendations and market analysis tailored to your unique goals.
- Unmatched Tenacity: We go above and beyond to secure the best deals and opportunities.
- Absolute Privacy: Your information stays safe with us.
- Enduring Satisfaction: Our commitment doesn’t end at closing – we’re here for your long-term success.
Whether you're buying your dream home, selling a cherished property, or exploring mortgage options, we’re your trusted partner every step of the way.
Ready to make your move? Contact us today and experience the Black Oak difference in Santa Ynez, Los Olivos, and Santa Barbara real estate.
Cris Lapp 805-538-6044
Dolly Parton, Accessory Dwelling Units (ADU) & Vogue
Explore the enchanting world of actress and singer Dolly Parton and her inspiring contributions to the vibrant Solvang community. Her former home, located at 561 Alisal Road, Solvang, CA, is a testament to her enduring legacy. While photos of the property capture its charm, we kindly ask that you respect the privacy of its current tenants.
Thinking about expanding your living space? Build Accessory Dwelling Units (ADUs) with our tailored mortgage financing solutions. ADUs offer a smart way to maximize your property’s potential, whether you’re creating a multi-generational living space or a stylish guest retreat.
A fun fact, Vogue Magazine used our office as the back drop to a feature fashion story included super model Bella Hadid.
Dolly Parton's
Former Home in Solvang
Dolly Parton, the legendary country music icon and philanthropist, owned a home in Solvang, CA, for many years, where she found a peaceful retreat from her busy life in the spotlight. Known for her incredible musical career, including hits like "Jolene" and "9 to 5," as well as her larger-than-life personality, Dolly was drawn to Solvang’s serene atmosphere and rich cultural heritage. Nestled in the Santa Ynez Valley, Solvang is famous for its Danish-style architecture, boutique shops, and world-class wineries, offering Dolly a quiet escape from the fast pace of Hollywood and Nashville.
Solvang’s charm goes beyond its Danish roots; it is also a close-knit community where privacy and relaxation are treasured, two aspects that likely appealed to Dolly, who has always been known for valuing her personal space and family life. The town’s friendly residents and local culture gave her the perfect place to unwind, away from the pressures of fame. The area also offered plenty of inspiration for Dolly’s creative work, with its stunning landscapes, scenic vineyards, and tranquil setting—a sharp contrast to the big city environments she often worked in.
Dolly’s love for nature and animals is well-documented, and Solvang provided the perfect environment for her to enjoy the outdoors. From horseback riding through the valley to enjoying the local vineyards and festivals, Dolly could immerse herself in the natural beauty of the region. Additionally, Solvang's location, just a short drive from Santa Barbara and Los Angeles, gave her easy access to both the peaceful countryside and the conveniences of city life whenever needed.
Throughout her career, Dolly has been involved in many charitable efforts, and it’s no surprise that Solvang, with its sense of community and philanthropy, resonated with her values. Whether supporting literacy programs through her Imagination Library or advocating for those in need, Dolly’s time in Solvang likely contributed to her ongoing commitment to giving back.
Her presence in Solvang also added to the town's allure, as fans of the music legend often sought to catch a glimpse of the star enjoying her quiet life in this Danish-inspired village. For Dolly Parton, Solvang wasn’t just a place to live—it was a sanctuary where she could recharge, connect with nature, and enjoy the simplicity and beauty of small-town California.
#DollyParton #SolvangCA #CountryMusicLegend #SantaYnezValley #SolvangLife #DanishHeritage #PeacefulRetreat #CelebrityHomes #CaliforniaVineyards #NatureLovers #SmallTownCharm #SolvangHistory #MusicIcon #QuietGetaway #SantaBarbaraCounty
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Why Build an Accessory Dwelling Unit (ADU)?
Why Build an Accessory Dwelling Unit (ADU)
Building an Accessory Dwelling Unit (ADU) is one of the smartest investments you can make as a homeowner in Santa Barbara County. Whether you’re looking to increase property value, generate rental income, or accommodate family members, ADUs offer several key benefits that make them an attractive option:
1. Increased Property Value
An ADU can significantly increase the overall value of your property. In Santa Ynez’s competitive real estate market, homes with ADUs often sell for higher prices, providing a strong return on investment. Prospective buyers are drawn to the flexibility that an ADU offers, whether it’s for rental income, a home office, or guest space.
2. Generate Passive Income
Renting out an ADU is an excellent way to generate passive income. With Santa Barbara’s high demand for housing, renting an ADU can provide a steady income stream, offsetting mortgage payments or other expenses.
3. Flexible Living Space
ADUs are perfect for multi-generational living. You can create a comfortable and independent space for elderly parents, adult children, or other family members while maintaining privacy. The flexibility of an ADU allows you to adapt to changing family needs.
5. Tax Benefits
In some cases, you may be able to take advantage of tax deductions on ADU-related expenses, including mortgage interest, property taxes, and depreciation.
7. California ADU-Friendly Laws
Santa Barbara County has made it easier than ever to build ADUs by simplifying zoning laws and reducing fees. Whether you’re building a small studio or a larger unit, the state encourages ADU construction to address the housing crisis.
By building an ADU in Santa Barbara County, you’ll not only increase your property’s functionality and value but also open up opportunities for passive income, flexible living arrangements, and more. It’s an investment that benefits both homeowners and communities.
#SantaYnezRealEstate #ADU, #AccessoryDwellingUnit, #SantaBarbaraCounty #CaliforniaHousing, #RealEstateInvestment, #PassiveIncome, #RentalProperty, #MultiGenerationalLiving, #SantaBarbaraRealEstate, #HomeImprovement, #HomeValue, #TinyHomeLiving, #AffordableHousing, #GreenBuilding, #HomeDesign, #BackyardHomes, #PropertyValue, #SustainableLiving, #EnergyEfficientHomes, #RealEstateInCalifornia, and #HousingSolutions. You can also include engaging emojis such as 🏡, 💰, 📈, 🛠️, 🔑, 💡, 🌱, 🌍, 🔨, 👨👩👦, 🏗️, ✨, 💵, and 🏘️
VOGUE MAGAZINE & BELLA HADID
VISIT SOLVANG
Bella Hadid's Vogue Magazine photo shoot in Solvang, CA, is a wonderful blend of high fashion and the town's quaint, Danish-inspired charm. The shoot showcased Bella in stunning designer outfits set against the picturesque backdrop of Solvang's unique architecture. The juxtaposition of her glamorous, couture ensembles with the old-world charm of Solvang created a visually striking contrast that captured the attention of both fashion enthusiasts and fans of the town. Solvang’s peaceful, European atmosphere brought a refreshing twist to the shoot, providing a serene setting for the bold and edgy fashion looks that Bella is known for. This particular shoot stood out as it merged Solvang’s warm, small-town ambiance with Bella Hadid’s chic, modern appeal, offering a glimpse into how fashion can interact with unexpected locations. It was a celebration of both Solvang’s charm and Bella Hadid’s ability to bring any setting to life through her fashion presence.
#BellaHadid #VogueShoot #SolvangCA #HighFashion #DanishCharm #CaliforniaStyle #FashionInspiration #IconicLook #Supermodel #GlamourInSolvang #FashionMeetsNature #QuaintTownGlamour #VineyardVibes #CoutureInTheCountryside
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WHERE SHOULD I BUY? BEST REAL ESTATE AREAS IN SANTA YNEZ VALLEY & SANTA BARBARA
"Looking to buy real estate in Santa Ynez Valley or Santa Barbara? The right location can make all the difference! Think about scenic beauty, privacy, large acreage, horse-friendly properties, and easy access to major cities. Here are our top six recommendations for finding the perfect home." Cris Lapp
BALLARD
The Old School House & Neighborhood Real Estate, and Bob's Well Bread
Ballard's origins date back to the 1880s as a Wells Fargo stagecoach stop, and is one of the most serene real estate areas in the Santa Ynez Valley and if you love Halloween, the block party is not to be missed! #ballard #horseproperty #bobswellbread #halloween #blockparty
From Stagecoach Stop to Real Estate, Wine & Art Haven ✨
Los Olivos became a bustling trading post and ranching hub in the 19th Century. Today, nestled in the heart of the Santa Ynez Valley, this charming town is the premier wine destination and vibrant art scene. #losolivos #winelovers #matteistavernauberge
Real Estate's Rising Star: Los Alamos Beckons Investors and Foodies Alike
Los Alamos is captivating the imaginations of both real estate investors and culinary enthusiasts and offers a unique blend of historic charm, emerging opportunity, and award-winning cuisine. #LosAlamosFoodie #SantaYnezValleyWines #CentralCoastEats
From historic cottages to sprawling estates, the Santa Ynez area has all types of homes and real estate opportunities.
With home options from historic cottages to sprawling horse estates, the growing market and limited inventory attract both residents seeking a slower pace and investors eyeing potential. #santaynez #sykitchen #chumashindianmuseum #chumashcasinoresort
Solvang’s real estate market blends Danish charm with Santa Barbara’s natural beauty, offering scenic views, European-style architecture, and a welcoming small-town feel in the heart of Santa Ynez Valley. Known for its proximity to world-class vineyards, outdoor activities, and annual events like Danish Days https://www.solvangdanishdays.org/, Solvang is ideal for those seeking an active yet relaxed lifestyle. The area features a variety of properties, from cozy cottages and luxury estates with horse facilities to investment-friendly vacation rentals, all close to essential amenities, local shops, and renowned dining spots. This unique mix of charm, convenience, and community appeal makes Solvang a highly desirable choice for homebuyers and investors alike. #solvang #danishdays #californiawinecountry
Santa Barbara real estate offers a unique coastal paradise where sun-kissed beaches meet vibrant cultural attractions, world-class wineries, and a lively music scene. Known for its Mediterranean-like climate, Santa Barbara draws celebrities like Oprah, Harry, and Meghan, enhancing its allure as a premier real estate destination. This scenic locale invites residents and visitors alike to enjoy a rich lifestyle filled with opportunities to connect, explore, and indulge. With its picturesque charm and luxurious amenities, Santa Barbara is the perfect coastal escape. #SantaBarbara #Montecito #HopeRanch
Vandenberg Space Force Base https://www.vandenberg.spaceforce.mil/, situated on California's central coast (near Lompoc) is a key launch site driving advancements in space exploration and SpaceX https://www.spacex.com/ satellite deployment. Lompoc offers a multitude of real estate opportunities for the first time homebuyer to 1,000 acre horse and cattle ranches. #spacex #rocket, #space, #elonmusk, #nasa, #spacex, #rocketlaunch, #deltaiv, #falcon9, #launch #horseproperties #ranches
Santa Ynez Valley is famed for its exceptional wines, notably distinguished Chardonnay, Pinot Noir, and Syrah. We love:
McKinney Family Vineyards https://mckinneyfamilyvineyards.com/
Black Jack Ranch Wines (famous in the movie Sideways) https://blackjackranch.com/visit/
Liquid Farm https://www.liquidfarm.com/
Carhartt Family Wines https://www.carharttfamilywines.com/tasting-room/
Of course, there are dozens more and if you love one, please let us know!
SY Kitchen, Santa Ynez (dinner) https://www.sykitchen.com/
Nella's, Los Olivos (lunch or dinner) https://nellakitchen.com/
The Victory's Patio Menu (early dinner and cocktails) https://www.thevictor.us/
Bakers Table (breakfast and lunch) https://thebakers-table.com/
Thai https://www.nanathaisyv.com/
Mexican https://www.rudys-mexican.com/