Cris Lapp, Mortgage Broker to the Stars
Real Estate Sales, Mortgage, Residential, Commercial, Ranches, Land, Wine Properties, Estate Management.
When you work with Cris Lapp, you're not just getting another real estate agent — you're partnering with someone who genuinely cares about your financial well-being and your long-term success. As someone who approaches real estate with a non-agent mindset, my goal isn’t just about closing a deal; it's about ensuring that every step of your home-buying journey aligns with your unique short and long-term goals. I understand that buying a home, especially in a competitive market like Santa Barbara County, is about much more than just a financial transaction — it's a life decision.
What sets me apart from traditional agents is my approach, and more importantly, the unique advantage I bring with both real estate and mortgage financing licenses. Unlike most agents, who typically handle only one side of the transaction, I can offer you a comprehensive view of both the real estate and financing processes. This dual expertise means I can help you navigate every aspect of the purchase, ensuring that your financing options align perfectly with your home-buying goals. It’s a huge advantage because I can provide you with a clearer picture of how different financing structures will affect your investment in both the short and long term.
Having purchased two properties in this beautiful county myself, I know firsthand what it’s like to navigate the local real estate market. The challenges are real, especially with local competition often making it difficult for newcomers to break through. But unlike other agents who may focus solely on the commission or are tied up in the insider dynamics of the industry, my only focus is you — the client. I believe that a genuine partnership is built on trust, transparency, and putting your needs first.
Many agents may have an agenda that prioritizes a quick sale, but I am committed to giving you the time and care you deserve. Whether you’re buying your first home or investing in a property that fits your future financial plans, my approach is always personalized. I understand the subtle nuances of Santa Barbara County, from neighborhoods that promise long-term appreciation to areas that may look good on the surface but pose challenges down the road. My experience as a homeowner in this community gives me a unique vantage point to know what's truly good and what might be a costly mistake.
Santa Barbara County has so much to offer, but it also comes with complexities, especially when navigating tight-knit real estate circles that sometimes close the door on outsiders. But as someone who has successfully found my way through those doors and built a life here, I offer my clients an insider’s advantage, without the pressure or sales-driven tactics you might find elsewhere.
At the end of the day, my priority is your financial security and personal happiness. I don't just want you to find a home — I want you to thrive here, knowing that your investment was not only financially sound but also in line with your dreams. If you're looking for someone who will treat your goals with the care they deserve, let's work together.
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Choosing Cris Lapp means choosing a partner who sees the bigger picture, with the added benefit of real estate and mortgage financing expertise, always acting in your best interest, and helping you secure the future you envision in Santa Barbara County.
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Licenses & Memberships:
Department of Real Estate (CA) Broker 01093529
National Mortgage Licensing System Broker 337876 & 337660
National Housing Conference, Member https://nhc.org/about/
MortgageMatchUP
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