Dual Licensing Advantage – Real Estate & Mortgage Broker in One Real Estate & Mortgage Expertise – A Complete Homeownership Solution

📞 Call or Text: 805-538-6044

At Black Oak Homes & Mortgages, we offer a one-stop real estate and mortgage service, making home buying, selling, and refinancing seamless and stress-free. Unlike traditional agents and lenders who handle only one aspect of the process, we provide integrated expertise—helping you secure the best home, financing, and investment strategy all in one place.

📍 Why Work with Cris Lapp? The Advantage of Dual Expertise

1️⃣ Real Estate & Mortgage Expertise – A Complete Homeownership Solution 🏡💼

✔ Buy, sell, and refinance—all under one roof
✔ Expert guidance for first-time buyers, investors & luxury clients
✔ Streamlined transactions = Faster closings & lower costs

2️⃣ Dual Licensing Advantage – Real Estate & Mortgage Broker in One 📊💰

Most professionals handle either real estate or financing—I do both.
✔ Fully licensed in Real Estate & Mortgage Financing
✔ Seamless home buying, selling & financing strategy
✔ Save time, money & avoid the pitfalls of separate lenders & agents

3️⃣ Work with a Trusted Advisor – Your Long-Term Real Estate & Mortgage Partner 🔑🏡

✔ One trusted expert guiding you from property search to closing
✔ Dedicated to your financial success—before, during & after the sale
✔ A seamless process that saves you time, money & stress

4️⃣ A Non-Agent Mindset – Client-First Service 🤝💡

✔ Not commission-driven—100% client-focused
✔ Transparency, honesty & financial guidance tailored to your goals
✔ Helping you make the best long-term investment, not just close a deal

5️⃣ A Smart Approach to Santa Barbara’s Competitive Market 🌅🏘️

✔ Tight-knit real estate circles require strategic expertise
✔ Avoid common buyer & seller pitfalls with expert negotiation
✔ Leverage my industry connections for off-market & exclusive deals

6️⃣ Financial Security – Build Wealth Through Real Estate 💵🌟

✔ Strategic investments in high-value Santa Barbara County properties
✔ Expert mortgage structuring to optimize your financial future
✔ Ensure your property appreciates while securing the best loan terms

7️⃣ Santa Barbara County Market Expertise 📈

Having personally bought and sold property in Santa Barbara County, I provide:
✔ Insider knowledge of neighborhoods, pricing trends & investment potential
✔ Expert navigation through competitive & exclusive real estate circles
✔ Personalized strategies to maximize long-term property value

📍 Contact Cris Lapp Today for a Consultation

📞 Call or Text: 805-538-6044
🌍 Visit: BlackOakHomeServices.com

📍 Licenses & Memberships

✔ California Department of Real Estate Broker #01093529
✔ National Mortgage Licensing System Broker #337876 & #337660
✔ Find Me on MortgageMatchUP