Call or Text: 805-538-6044
At Black Oak Homes & Mortgages, we offer a one-stop real estate and mortgage service, making home buying, selling, and refinancing seamless and stress-free. Unlike traditional agents and lenders who handle only one aspect of the process, we provide integrated expertise—helping you secure the best home, financing, and investment strategy all in one place.
Why Work with Cris Lapp? The Advantage of Dual Expertise
1️⃣ Real Estate & Mortgage Expertise – A Complete Homeownership Solution 🏡💼
✔ Buy, sell, and refinance—all under one roof
✔ Expert guidance for first-time buyers, investors & luxury clients
✔ Streamlined transactions = Faster closings & lower costs
2️⃣ Dual Licensing Advantage – Real Estate & Mortgage Broker in One 📊💰
Most professionals handle either real estate or financing—I do both.
✔ Fully licensed in Real Estate & Mortgage Financing
✔ Seamless home buying, selling & financing strategy
✔ Save time, money & avoid the pitfalls of separate lenders & agents
3️⃣ Work with a Trusted Advisor – Your Long-Term Real Estate & Mortgage Partner 🔑🏡
✔ One trusted expert guiding you from property search to closing
✔ Dedicated to your financial success—before, during & after the sale
✔ A seamless process that saves you time, money & stress
4️⃣ A Non-Agent Mindset – Client-First Service 🤝💡
✔ Not commission-driven—100% client-focused
✔ Transparency, honesty & financial guidance tailored to your goals
✔ Helping you make the best long-term investment, not just close a deal
5️⃣ A Smart Approach to Santa Barbara’s Competitive Market 🌅🏘️
✔ Tight-knit real estate circles require strategic expertise
✔ Avoid common buyer & seller pitfalls with expert negotiation
✔ Leverage my industry connections for off-market & exclusive deals
6️⃣ Financial Security – Build Wealth Through Real Estate 💵🌟
✔ Strategic investments in high-value Santa Barbara County properties
✔ Expert mortgage structuring to optimize your financial future
✔ Ensure your property appreciates while securing the best loan terms
7️⃣ Santa Barbara County Market Expertise 📈
Having personally bought and sold property in Santa Barbara County, I provide:
✔ Insider knowledge of neighborhoods, pricing trends & investment potential
✔ Expert navigation through competitive & exclusive real estate circles
✔ Personalized strategies to maximize long-term property value
Contact Cris Lapp Today for a Consultation
📞 Call or Text: 805-538-6044
🌍 Visit: BlackOakHomeServices.com
Licenses & Memberships
✔ California Department of Real Estate Broker #01093529
✔ National Mortgage Licensing System Broker #337876 & #337660
✔ Find Me on MortgageMatchUP